On Top Of The World Homes under $400,000

On Top Of The World Homes under $400,000

Welcome to On Top Of The World, a vibrant and welcoming subdivision nestled in the heart of sunny Florida! This exceptional community is designed for those who seek a fulfilling lifestyle without breaking the bank. With homes available for under $400,000, On Top Of The World offers an incredible opportunity for both first-time buyers and those looking to downsize.

Imagine waking up every day in a beautifully crafted home surrounded by lush landscapes and friendly neighbors. The properties in this subdivision boast modern designs, spacious layouts, and a variety of amenities that cater to your every need. Whether you’re seeking a cozy two-bedroom villa or a more expansive three-bedroom home, you’ll find a diverse selection that fits your lifestyle and budget.

On Top Of The World is more than just a neighborhood; it’s a community. Residents enjoy access to an array of recreational facilities, including sparkling swimming pools, fitness centers, and walking trails that wind through the picturesque surroundings. Social clubs and organized events foster a sense of belonging, making it easy to forge lasting friendships with your neighbors.

Conveniently located near shopping centers, dining options, and entertainment venues, you’ll never be far from the action. Plus, the beautiful Florida weather allows for year-round outdoor activities, from golfing to beach outings.

Don’t miss your chance to become part of this incredible community. With affordable homes and a lifestyle that promotes connection and well-being, On Top Of The World is truly a place to call home. Come explore your future today!

Newest On Top Of The World Homes under $400,000

2020 World Parkway Boulevard Unit 8, Clearwater
$99,000
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
MOTIVATED SELLER- BRING ALL OFFERS! First-Floor 1-Bedroom Condo in Desirable 55+ Active Adult Community! Enjoy easy Florida living in this charming first-floor, 1-bedroom, 1-bath condo nestled in a vibrant 55+ community offering an abundance of amenities, activities, and opportunities to connect. Thoughtfully updated and conveniently located, this inviting home offers a wonderful combination of comfort, convenience, and low-maintenance living. A welcoming and spacious living room, where a large window fills the area with natural light. The recently remodeled bathroom adds fresh appeal, while the generously sized bedroom opens directly to a versatile Florida room—perfect for a home office, reading nook, hobby space, or additional sitting area. . A front patio offers additional outdoor space, and a convenient combination washer and dryer is tucked away in a closet off the Florida room. A dedicated parking space located directly in front of the unit makes everyday living easy and convenient. Location is another standout feature! Situated near the Sunset Point Road entrance, this condo is just steps from the community clubhouse and pool. Enjoy an amenity-rich lifestyle featuring a fitness center, exercise classes, social clubs, a heated swimming pool, an on-site café, and a full calendar of community activities. Whether you're looking for a full-time Florida residence or a seasonal getaway, this inviting condo offers updated interiors, flexible living space, private outdoor areas, convenient parking, and an engaging community lifestyle.

2020 World Parkway Boulevard Unit 8, Clearwater
2378 Ecuadorian Way Unit 22, Clearwater
$150,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Morning golf, an afternoon by the pool and dinner with friends. At On Top of the World, there’s plenty to fill your calendar, and this spacious end unit gives you a comfortable place to come home to. ----- Located on the second floor, this two-bedroom, two-bath condominium offers 1,400 square feet with a living and dining room combination that makes gathering easy. Invite friends for cards, share a meal or host visiting family. The kitchen features a brand-new full appliance package, ready for everything from everyday meals to your next gathering. The additional bonus room, accessible from both the kitchen and primary bedroom, overlooks beautiful green space. It’s a lovely spot for morning coffee, a favorite hobby, a home office or a quiet afternoon between plans. ----- This active, pet-friendly 55+ Clearwater community offers more than 175 clubs, classes and activities, giving you plenty of ways to enjoy familiar interests, try something new and get to know your neighbors. Amenities include two swimming pools, fitness facilities, tennis and pickleball courts, lawn bowling, shuffleboard and a dog park. Residents also enjoy nine-hole and 18-hole golf courses with no additional greens fees. ----- Whether you’re making Florida your full-time home or looking for a seasonal retreat, this home offers room to settle in, welcome good company and enjoy a community with plenty to do. ----- Leasehold condominium. Cash purchase and association approval required.

2378 Ecuadorian Way Unit 22, Clearwater
8618 Sw 91st Place Unit D, Ocala
$185,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this exceptionally clean and beautifully updated 2-bedroom, 2-bath Philadelphian villa in On Top of the World, offering 1,375 sq. ft. of comfortable, easy-care living. Thoughtfully maintained, this home has many of the improvements buyers are looking for already completed. The updated kitchen features new cabinetry, granite countertops and newer appliances, while updated flooring creates a fresh, cohesive feel throughout. Both bathrooms have been updated, including the shower in the primary bath. The enclosed lanai adds valuable living space, perfect for relaxing, entertaining or creating a comfortable flex space. Just beyond, a screened room overlooking the backyard offers another inviting place to enjoy Florida living. Major improvements include a 2021 roof, 2020 HVAC and 2015 windows, offering added peace of mind. The 1.5-car garage features additional cabinetry for convenient storage, giving you plenty of room to keep things organized. Beyond the home, enjoy everything that makes On Top of the World such a popular 55+ community, with swimming pools, fitness centers, golf, pickleball, tennis, walking trails, clubs, classes, entertainment and plenty of opportunities to stay active and social. Everyday conveniences are close by, too, with Publix, shopping, restaurants, pharmacies, medical offices and healthcare services all easily accessible by golf cart. With so many big-ticket updates already completed, this move-in-ready villa offers a wonderful combination of comfort, convenience and the On Top of the World lifestyle. Move in, settle in and start enjoying it!

8618 Sw 91st Place Unit D, Ocala
8683 Sw 93rd Lane Unit D, Ocala
$204,990
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Here is an extended Bostonian you will not want to miss! Relax and enjoy your retirement in a large, open home where everything has been done for you. There are no neighbors in front as you enjoy the large front porch and park like views. Walk in through the front door and you will see a lovely living room/dining room combo. The generous master en suite and spare bedroom is off of this room. Continue further into the home and you will see the open kitchen and great room. The kitchen has so many cabinets, you will have problems filling them all. A cooks dream! Beyond there is the bonus/sitting room, where the backyard views are stunning. There is a porch off the back for you to enjoy quiet time in nature. This home has style! Roof 2018, HVAC 2026, newer hot water heater, newer kitchen cabinets, 2 solar tubes, newer windows, new guest bathroom toilet, new clothes dryer, new outdoor fitures and ceiling fans in every room. Make your appointment today!

8683 Sw 93rd Lane Unit D, Ocala
8847 Sw 104th Circle, Ocala
$394,788
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Some homes simply have to be experienced—and this extraordinary Ariana is one of them! Beautiful sunsets, peaceful views, and designer touches throughout make this 2020-built home an exceptional opportunity. Built for entertaining and thoughtfully upgraded for everyday comfort, it offers two bedrooms plus a versatile flex room, two beautifully appointed bathrooms, a 3-car tandem garage, and an incredible bonus sunroom—all for less than $400,000! The open living and dining areas flow into a stunning kitchen featuring quartz countertops, stainless steel appliances, and a gorgeous backsplash. From intimate dinners to lively gatherings, this home makes entertaining feel effortless. The split floor plan provides privacy for the primary suite, creating a relaxing retreat with an upgraded en suite bath and a completed California Closet system. The spacious laundry room connects directly to the primary suite and includes a washer and dryer, abundant storage, a large utility sink, and additional California Closet organization. The versatile flex room offers space for a home office, mancave, creative studio, or hobbies. A true standout is the bonus 320-square-foot sunroom with heating and air conditioning, hurricane windows, blinds, and abundant natural light. Create a second living room, game room, craft space, or home office while enjoying peaceful views of open green space and the retention pond. Step outside to the separate screened lanai, where beautiful sunsets provide the backdrop for relaxing evenings overlooking the fenced backyard. The outdoor grilling patio adds another inviting setting for casual meals and gatherings with friends. The 3-car tandem garage includes a 4-foot extension and a Lifestyle garage door screen, providing generous space for vehicles, a golf cart, storage, and projects. A widened driveway and the home’s position farther back on the lot add parking convenience. Located in On Top of the World in Ocala, this home comes with a lifestyle worth celebrating. Enjoy swimming, pickleball, tennis, fitness activities, walking trails, clubs, cards, creative pursuits, and lifelong learning. Golf, dining, entertainment, and community gatherings offer even more ways to enjoy your days and connect with friends. The HOA package adds convenience with lawn care, internet, exterior painting every seven years, roof care for 25 years, trash service, common-area maintenance, community amenities, and HOA-provided insurance coverage. Owners carry their own condo insurance policy—giving you more time to enjoy your home and the Florida lifestyle. Owner financing is available with 50% down, subject to mutually agreed terms. The motivated seller is flexible, creative, and welcomes all offers. BUYER INCENTIVE: Qualified buyers may receive a lender-paid, one-year interest rate buydown—one percentage point below the note rate during the first year—with an eligible Conventional or FHA purchase loan for a primary residence. Ask for complete details and qualification requirements. Photos include actual property photographs and AI-generated, virtually staged images illustrating furnishing possibilities. Virtual furnishings are for illustration. This Ariana is anything but ordinary. Come experience the views, the upgrades, the entertaining spaces, and the exceptional value for yourself. Schedule your private showing today—your next chapter could begin here!

8847 Sw 104th Circle, Ocala
8519 Sw 91st Street Unit F, Ocala
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
END-UNIT AUGUSTA VILLA | 2 BEDROOMS + LARGE DEN | UPDATED THROUGHOUT Enjoy spacious living in this Augusta model, the largest villa floor plan, featuring 2 bedrooms, 2 bathrooms, a large den, and an oversized 2-car garage. Wood trim around doors, fresh interior paint, new luxury vinyl plank flooring in common areas , and new lighting fixtures and ceiling fans create a fresh, inviting feel. The generous great room and dining area feature a vaulted ceiling, and bay window that brings in abundant natural light, adding to the home's open, airy feel. Built-in bookshelves make the large den ideal for a home office, craft room, or reading retreat. The kitchen offers a spacious pantry and appliances replaced in July 2026. An extended, enclosed Florida room connects to the kitchen at the same floor level and is under air conditioning, expanding the home's living and entertaining space. The primary suite features a walk-in closet and an ensuite bathroom with a double-sink vanity. The split-bedroom layout provides privacy, with the guest bedroom located away from the primary suite and conveniently beside the second bathroom. Additional updates include a 2021 roof, a 2022 water heater, and a 2020 Tempstar 3.5-ton, 14-SEER heat pump. With its generous layout, updated finishes, and desirable end-unit location, this Augusta villa offers plenty of room to relax, entertain, and enjoy!

8519 Sw 91st Street Unit F, Ocala
2426 Persian Drive Unit 64, Clearwater
$135,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Don’t miss this beautifully furnished, move-in-ready condo! This charming condo features two completely furnished bedrooms, thoughtfully decorated with elegance and flair, making it easy to settle in and start enjoying the Florida lifestyle right away. The bright Florida room provides the perfect setting for a lovely dining area, with plenty of space to relax, entertain, or simply unwind while enjoying the sunshine. Recent updates include replacement windows in 2013 and a new A/C system installed in 2021, giving you added comfort and peace of mind. Best of all, there’s nothing left to do but move in and enjoy everything On Top of the World’s 55+ community has to offer. Residents can take advantage of an incredible array of amenities, including two heated pools, 9- and 18-hole golf courses, a state-of-the-art fitness center, billiards, sauna, jacuzzi, lapidary and ceramics facilities, and so much more. With a wide variety of clubs and activities, there’s always something to look forward to. Enjoy Monday night bingo, social dances, entertaining shows, and even opportunities to take the stage and share your own talents! Come discover the joy of living your best life in this wonderfully maintained, thoughtfully designed community. Move in, make yourself at home, and start enjoying everything this exceptional lifestyle has to offer!

2426 Persian Drive Unit 64, Clearwater
2220 Swedish Drive Unit 56, Clearwater
$184,750
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Step into this light-filled 2-bedroom, 2-bath condo on the West Side of Clearwater’s highly desirable On Top of the World 55+ Golf Community. This Eldorado model is Located on the second floor, as you walk in this home immediately impresses with its Vaulted ceilings, Updated HURRICANE Impact resistant windows creating a bright, open, and airy atmosphere. Vinyl plank flooring throughout adds a clean, modern finish. The spacious gathering room is ideal for relaxing or entertaining, enhanced by updated windows that flood the space with natural light. The TV is already mounted for your convivence, The kitchen includes a new refrigerator, and the convenience continues with an in-unit washer and dryer. The 2017 A/C offers reliable comfort and peace of mind. The primary bedroom features an en' suite bath with a bidet, providing privacy and comfort. Just outside your front door, enjoy a charming sitting area—perfect for morning coffee or evening breezes—along with beautiful views that make this location feel special. BRING ALL REASONABLE OFFERS. Additional storage in the core of the building gives you extra room for seasonal items or personal belongings. Situated on the west side of the community, you’ll appreciate being close to Harbor Lake, scenic walking trails, the dog park and all the amenities that make OTOW such a sought-after lifestyle—golf, clubs, activities, and more. If financing 35% down is required. Proof of Funds for Cash

2220 Swedish Drive Unit 56, Clearwater
2042 Australia Way W Unit 76, Clearwater
$139,900
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
GOLFERS DREAM! Light & bright 1 bed/1 bath condo is perfect for anyone looking to enjoy the best of Florida living! This fully furnished condo is well maintained and features beautiful view . The master bedroom features large closets and opens into a bonus space with plenty of natural light. Newly renovated kitchen with gorgeous granite countertops, refaced cabinets, new backsplash and new floor. You will quickly notice the gorgeous flooring. throughout the entire condo. Beautiful new bathroom. The apartment is on the third and last floor, so you'll never hear you neighbors footsteps! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. Association approval is required. Schedule your private showing today.

2042 Australia Way W Unit 76, Clearwater
8625 Sw 94th Street Unit G, Ocala
$194,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
END UNIT | RENOVATED | PRIME LOCATION This beautifully renovated 2-bedroom, 2-bath Montgomery villa with a 2-car garage is designed for buyers with refined tastes. Both bathrooms have been thoughtfully remodeled with stylish vanities, tile surrounds, and sleek barn-style glass enclosures. Carrera marble-look tile flooring flows through the living spaces, complemented by NO popcorn ceilings, elegant chair rail and wainscoting, and shiplap accents in the primary bedroom. The bright white kitchen features new appliances and cabinetry that extends into the adjacent flex room, ideal for a coffee station, hutch, or creative workspace. Plantation shutter blinds add style, privacy, and timeless appeal throughout the home. The garage is truly a standout, finished with epoxy floors, painted walls, new cabinetry, and appliance stands, both functional and visually impressive. Major updates include a newer roof (2016), windows (2015), HVAC (2014), and a new garage door in 2025. Perfectly positioned beside open green space, this end unit offers added privacy while remaining conveniently close to shopping, dining, banking, and the Health and Recreation Center amenities. Enjoy Florida living year-round from the eastern facing, three-season lanai, enhanced with with new windows installed in 2016. Located in On Top of the World, Ocala's premier 55+ active adult community, residents enjoy a resort-style lifestyle with golf cart access to three shopping centers, championship golf courses, and an abundance of amenities. Seller is offering one year home warranty.

8625 Sw 94th Street Unit G, Ocala
9951 Sw 88th Court Road Unit G, Ocala
$139,900
2 Beds ⋅ 3 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this beautifully updated 2-bedroom, 2.5-bath townhouse located in the much sought after 55+ golf community of On Top of the World. The townhome is situated the charming Americana Village section, known for it's New Orleans style vibe. Updates include resurfaced, dual tone kitchen cabinets with quartz counters. A rolling island that remains with the home. Beautiful LVP flooring throughout. Upon entering will be the living room flowing seamlessly into your kitchen. The ceiling has also been updated in the kitchen. Followed by the family room with an electric fireplace to give a cozy feel and sliders to your fenced, back patio. The half bath downstairs also has a resurfaced vanity and replaced comfort height toilet. A stacked washer dryer is inside the home on the main floor. Upstairs is the primary bedroom and guest, both nicely sized with their own bathrooms. Each bathroom has been refreshed with new toilets and resurfaced cabinets. Light, neutral paint throughout. Several updated fixtures also. HVAC replaced in 2021 and water heater in 2016. Residents also enjoy access to a wide range of amenities from golf to pickleball to classes at Master the Possibilities and over 150 clubs. Golf cart access to shopping and restaurants. Don't wait to call for your appointment to view today.

9951 Sw 88th Court Road Unit G, Ocala
2260 Costa Rican Drive Unit 50, Clearwater
$157,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to this meticulously updated 2 bed, 2 bath, top floor oasis, ideally located just across the street from the West side activity center, where you will have convenient access to one of two heated swimming pools, a jacuzzi, billiard room and more, all within walking distance. Park in your assigned parking spot and step inside, where you will be greeted by beautifully engineered hardwood flooring and a contemporary paint palette on the walls and trim. The remodeled kitchen features shaker cabinets, quartz countertops and chic ceramic tile backsplash, updated appliances, and ceramic tile flooring. This kitchen is a true delight for any home chef. The bathrooms have been tastefully updated, featuring new tilework, vanities, comfort-height commodes, and modern lighting and faucets, offering a blend of style and functionality. Enjoy the convenience of your own washer and ventless dryer. The water heater was replaced in 2023 and electrical circuit panel replaced in 2017. The AC heater coil and condenser motor were recently replaced as well. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses, two heated swimming pools, tennis and pickleball courts, and two activity centers. Stay fit with all remodeled fitness center, equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. This property is being transferred by a warranty leasehold estate deed, and association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association. Don't miss out on this fantastic opportunity to own a contemporary condo in a prime location. Schedule your showing today and envision yourself enjoying the best in comfortable and convenient living.

2260 Costa Rican Drive Unit 50, Clearwater
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